RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  BUSINESS LOAN - VARIABLE (Principal and Interest)

A variable business loan with competitive variable rates to help fund your business needs. Secure the loan with a residential or commercial property - different rates apply depending on security type.
Category: Business Loans  Last Updated March 11, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
8.79% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw Additional Information: Redraw fees apply
  • Offset Additional Information: Offset account is optional
  • Digital Banking

 Product Eligibility

  • Business

 Bank Fees and Charges

  • Redraw Fee - Staff Assisted (Event), Amount: 30.00.
  • Business Loan Application Fee (Upfront), Amount: 750.00. Additional Information: Additional fees may apply for non-standard applications
  • Business Loan Monthly Fee (Periodic), Amount: 10.00.
  • Late Payment (Event), Amount: 25.00.
  • Safe Custody Fee (Periodic), Amount: 50.00. Additional Information: E.g. certificate of titles, wills, etc
  • Re-issue Loan Documentation Fee (Event), Amount: 125.00.
  • Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

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