RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  MORTGAGE BUSINESS LOAN

MORTGAGE BUSINESS LOAN
Category: Business Loans  Last Updated March 25, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
7.99% PA
Comparison Rate
8.04%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Notifications Additional Information: Email, SMS
  • Digital Banking
  • Redraw

 Product Eligibility

  • Business

 Bank Fees and Charges

  • Businessloanadmin (Upfront), Amount: 600.00.
  • Mortgagedischarge (Variable), Amount: 175.00. Additional Information: Calculated at time of Discharge, up to a maximum of $600
  • Contractvariation (Event), Amount: 150.00.
  • Loanadmin (Event), Amount: 250.00.
  • Constructionloan (Upfront), Amount: 600.00. Additional Information: Construction loan fee which includes up to five progress payments to suppliers, additional construction loan progress payment fees $50 per payment
  • Bridgingloan (Upfront), Amount: 250.00. Additional Information: Administration fee to cover the cost of setting-up a bridging loan when buying and selling a property
  • Loanconsent (Event), Amount: 400.00.
  • Securityguarantee (Variable), Amount: 250.00.
  • Securitysubstitution (Variable), Amount: 250.00.
  • Titleproduction (Variable), Amount: 150.00.
  • Legalfees (Variable), Amount: Not Listed.. Additional Information: First Option covers the first $1000 of Valuation and Legal Fees, other external costs are on-charged at-cost.

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