RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Business/Farm/Commercial - Residential Mortgage Loan

Business/Farm/Commercial - Residential Mortgage Loan
Category: Business Loans  Last Updated April 8, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
10.29% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Eligibility

  • Other Additional Information: Terms, conditions, lending eligibility and approved criteria apply

 Bank Fees and Charges

  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Loan Contract Variation Fee (Event), Amount: 300.00. Additional Information: For Each Variation
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
  • Loan Redraw Fee (Transaction), Amount: 50.00.
  • Business/commercial Loan Establishment Fee (Upfront), Amount: 500.00. Additional Information: Establishment Fee starts from $500.00 and increases based on loan amount and complexity

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