Bank Products – Rox broker

Visa Credit Card

Category: Credit and Charge Cards Last Updated March 10, 2025 Effective April 14, 2025

General Lending Rates

Rates listed below are for a product. Additional Information

Interest Rate
NA PA

Comparison Rate
NAPA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

INVESTMENT, PURCHASE, 9.99%

Lending Rate Type: Purchase
Interest Rate: 9.99%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose: Investment

Product Features

Additional Cards

Card Access

Digital Banking

Digital Wallet

Npp Enabled

Npp Payid

Overdraft

Unlimited Txns

Balance Transfers

Interest Free

Interest Free Transfers

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Emergency Card Issue Fee (Event), Amount: 15.00.

Security Token (Event), Amount: 20.00.

Dormant Account Fee (Periodic), Amount: 25.00.

Agency Withdrawal Fee (Event), Amount: 10.00.

Direct Debit Cancellation Fee (Event), Amount: 5.00.

Sweep Establishment Fee (Event), Amount: 5.00.

Sweep Variation Fee (Event), Amount: 5.00.

Sweep Cancellation Fee (Event), Amount: 5.00.

Emergency Overseas Card Fee (Event), Amount: 300.00.

Bank Cheque Issue Fee (Event), Amount: 15.00.

Corporate Cheque Fee (Transaction), Amount: 10.00.

Corporate Chq Stop Pmt Fee (Event), Amount: 5.00.

Stop Chq Request Fee (Event), Amount: 5.00.

Chq Deposit Dishonour Fee (Event), Amount: 10.00.

Special Clearance Chq Fee (Event), Amount: 32.50.

Elec Outbound Rejection Fee (Event), Amount: 5.00.

Periodic Pmt Establishment Fee (Event), Amount: 5.00.

Periodic Pmt Variation Fee (Event), Amount: 5.00.

Duplicate Statement Fee (Event), Amount: 5.00.

Card Dispute Fee (Event), Amount: 33.00.

Direct Entry Trace Fee (Event), Amount: 25.00.

Bpay Error Correction Fee (Event), Amount: 11.50.

Bpay Investigation Request Fee (Event), Amount: 5.50.

Corporate Cheque Trace Fee (Event), Amount: 32.50.

Member Cheque Trace Fee (Event), Amount: 33.00.

Overdrawn Account Fee (Event), Amount: 10.00.

Sms Fees (Event), Amount: 0.25.

Periodic Pmt Rejection Fee (Event), Amount: 10.00.

Eftpos Decl Trans Fee (Transaction), Amount: 0.00.

Replacement Card Fee (Event), Amount: 10.00.

Safe Custody Fee (Event), Amount: 25.00.

Piggy Bank (Event), Amount: 5.00.

Non Ccu Atm Transaction Fee (Event), Amount: 1.50.

Non Ccu Atm Decl Trans Fee (Event), Amount: 1.50.

Non Ccu Atm Bal Enq Fee (Event), Amount: 1.50.

Credit Card Annual Fee (Event), Amount: 75.00.

Atm Direct Charge (Event), Amount: 0.00.

Non Coastline Atm Wdl Fee (Transaction), Amount: 0.00.

Staff Assisted Electronic Pmnt (Transaction), Amount: 2.25.

Honour Fee (Event), Amount: 5.00.

Dishonour Fee (Event), Amount: 5.00.

Overseas Atm Wdl Fee (Transaction), Amount: 5.00.

Visa Credit Cash Advance Fee (Transaction), Amount: 3.50.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

Real Time Transfer Fee (Event), Amount: 20.00.

Limitations & Restrictions (Constraints)