Low Rate Credit Card
Benefit from a low interest rate on purchases.
Category: Credit and Charge Cards Last Updated March 6, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 11.99%
- Lending Rate Type: Purchase
- Interest Rate: 11.99%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Additional Cards
- Card Access
- Unlimited Txns Additional Information: Unlimited Visa purchases.
- Balance Transfers Additional Information: Consolidate your Credit Card Balances with a Summerland Credit Card.
- Digital Banking Additional Information: Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages.
- Digital Wallet
- Digital Wallet
- Interest Free Additional Information: Up to 55 interest free days on purchases.
- Interest Free Transfers
- Notifications
- Npp Enabled
- Npp Payid Additional Information: Set up a pay ID to receive lightning fast payments.
- Other Additional Information: Save on paper, receive and view your statements online with eStatements.
Bank Fees and Charges
- Low Rate Annual Fee (Periodic), Amount: 49.00.
- Cash Advance Fee (Transaction), Amount: 3.50.
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