RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Smart Investment Home Loan

Take advantage of our low rates and personal service to buy your investment property with confidence.
Category: Home Loans  Last Updated February 25, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT product. Additional Information Secured by mortgage over Residential property
Interest Rate
7.56% PA
Comparison Rate
7.62%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Digital Banking
  • Offset
  • Other Additional Information: Maximum term 30 years

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident Only.
  • Other Additional Information: Maximum LVR of 85% subject to Lenders Mortgage Insurance approval

 Bank Fees and Charges

  • Mortgage Loan Establishment Fee (Upfront), Amount: 1022.00. Additional Information: On establishment of loan
  • Mortgage Discharge Fee (Exit), Amount: 536.00. Additional Information: Discharge fees are paid on discharge

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00

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