Plain and Simple Home Loan Owner Occupied
Plain and Simple Home Loan Owner Occupied
Category: Home Loans Last Updated March 31, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 24 months
Interest Rate
5.71% PA
5.71% PA
Comparison Rate
6.60%PA*
6.60%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.19%, Comparison Rate 6.75%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 5.71%, Comparison Rate 6.60%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
<=80% LVR
Minimum: 1 PERCENT Maximum: 80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.09%, Comparison Rate 6.63%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Redraw
- Offset
Product Eligibility
- Min Age - 18.
- Other Additional Information: Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.
Bank Fees and Charges
- Arrears Letter Fee (Transaction), Amount: 25.00.
- Default Notice (Transaction), Amount: 35.00.
- Field Call Fee (Transaction), Amount: 45.00.
- Loan Variation Fee (Upfront), Amount: 150.00.
- Manual Redraw Fee (Transaction), Amount: 20.00.
- Mortgage Discharge Fee (Upfront), Amount: 550.00.
- Mortgage Settlement Fee (Upfront), Amount: 275.00.
- Mortgage Substitution Fee (Upfront), Amount: 275.00.
- Mortgage Top Up Fee (Upfront), Amount: 275.00.
- Partial Mortgage Discharge Fee (Upfront), Amount: 275.00.
- Stamp Duty (Variable), Amount: 0.00.
- Valuation Fee (Variable), Amount: 0.00.
- Legal Fees (Variable), Amount: 0.00.
- Govt Fees (Variable), Amount: 0.00.
- Fixed Loan Document Preparation Fee (Upfront), Amount: 500.00.
Document Downloads
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest