Personal Loan - Fixed
An unsecured personal loan for any worthwhile purpose with a competitive fixed rate. Available for loans from $5,000 from 1-5 years.
Category: Personal Loans Last Updated April 3, 2024 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
9.99% PA
9.99% PA
Comparison Rate
11.02%PA*
11.02%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking
- Redraw Additional Information: Redraw fees apply for staff assisted
Product Eligibility
- Min Age - 18. Additional Information: 18 years
- Natural Person
- Residency Status - Australian Citizen Or Permanent Residency Only.
Bank Fees and Charges
- Personal Loan Application Fee (Upfront), Amount: 195.00. Additional Information: Charged on each occasion
- Ppsr Fee - Personal Property Security Registration Fee (Upfront), Amount: 100.00.
- Late Payment (Event), Amount: 25.00.
- Redraw Fee - Staff Assisted (Event), Amount: 30.00.
- Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.
- Personal Loan $10 Monthly Fee (Periodic), Amount: 10.00.
Limitations & Restrictions (Constraints)
- Min Limit of 3000.00 Additional Information: Minimum amount only applies at time of application
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