RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Personal Loan

Debt Consolidation
Category: Personal Loans  Last Updated April 22, 2024  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
9.95% PA
Comparison Rate
10.27%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Digital Banking
  • Npp Enabled
  • Other Additional Information: eStatements available
  • Other Additional Information: No Monthly Fees
  • Other Additional Information: Maximum 7 years

 Product Eligibility

  • Other Additional Information: You must be a member and resident of Australia
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Min Age - 18.

 Bank Fees and Charges

  • Personal Loan Application Fee (Event), Amount: 195.00.
  • Personal Loan Default Notice (Event), Amount: 50.00.
  • Arrears Letter (Event), Amount: 30.00.
  • Otc Redraw Fee (Event), Amount: 15.00. Additional Information: First one free per month. Free via Internet Banking and Telephone Banking
  • Security Admin Fee (Event), Amount: 25.00. Additional Information: PPSR Fee
  • Security Variation Fee (Event), Amount: 8.00. Additional Information: Cost to change a security on Personal Loan

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00

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