
Personal Loan - Secured
Personal Loan - Secured
Category: Personal Loans Last Updated February 7, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
7.79% PA
7.79% PA
Comparison Rate
8.04%PA*
8.04%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Redraw
Product Eligibility
- Min Age - 18. Additional Information: 18 years and over
- Residency Status - Permanant Residency Is Required.
- Natural Person
- Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply
Bank Fees and Charges
- Personal Loan Establishment Fee (Upfront), Amount: 150.00.
- Loan Default Fee (Event), Amount: 10.00.
- Loan Default Fee- Final Notice (Event), Amount: 25.00.
- Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
- Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
- Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
- Registration Of Mortgage Fee (Variable), Amount: Not Listed.. Additional Information: Registration of mortgage payable by member at cost
- Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
- Gmcu Title Search Fee (Event), Amount: 25.30.
- Loan Redraw Fee Other (Event), Amount: 25.00.
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