RBA Cash Rate: 4.10% · 1AUD = 0.64 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 4.99% (5.91%*) • Fixed: 4.99% (5.91%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.59% (6.66%*) • Investment PI: 4.99% (5.91%*)

  Personal Loan - Secured

Personal Loan - Secured
Category: Personal Loans  Last Updated February 7, 2025  Effective April 14, 2025

 General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate
7.79% PA
Comparison Rate
8.04%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw

 Product Eligibility

  • Min Age - 18. Additional Information: 18 years and over
  • Residency Status - Permanant Residency Is Required.
  • Natural Person
  • Other Additional Information: Terms, conditions, lending eligibility and approval criteria apply

 Bank Fees and Charges

  • Personal Loan Establishment Fee (Upfront), Amount: 150.00.
  • Loan Default Fee (Event), Amount: 10.00.
  • Loan Default Fee- Final Notice (Event), Amount: 25.00.
  • Loan Default Fee- Second Reminder Letter (Event), Amount: 15.00.
  • Goods Security Agreement Preparation Fee (Event), Amount: 30.00. Additional Information: charged if a Goods Security Agreement is required as security (e.g. over a vehicle)
  • Valuation Fee (Variable), Amount: Not Listed.. Additional Information: Valuation fee payable by member at cost
  • Registration Of Mortgage Fee (Variable), Amount: Not Listed.. Additional Information: Registration of mortgage payable by member at cost
  • Mortgage Preparation Fee (Variable), Amount: Not Listed.. Additional Information: Mortgage documents prepared by solicitor payable by member at cost
  • Gmcu Title Search Fee (Event), Amount: 25.30.
  • Loan Redraw Fee Other (Event), Amount: 25.00.

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