Bank Products – Rox broker

Fixed Rate Car Loan

Take out a secured car loan with RACQ Bank so you have the flexibility to choose a car that is suited to your lifestyle. Car finance with RACQ Bank means you'll receive the same low interest rates for car loans on new or used cars.

Category: Personal Loans Last Updated January 29, 2025 Effective April 14, 2025

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information Available for new lending only. For used cars the maximum fixed rate car loan term is 5 years. Car must not be older than 12 years at the end of the loan term.

Interest Rate
6.69% PA

Comparison Rate
6.86%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will usually vary based on the LVR and other conditions..

, FIXED, 6.69%

Lending Rate Type: Fixed
Interest Rate: 6.69%, Comparison Rate 6.86%
Repayment Type: Principal And Interest
Loan Purpose:

, FIXED, 6.69%

Lending Rate Type: Fixed
Interest Rate: 6.69%, Comparison Rate 6.86%
Repayment Type: Principal And Interest
Loan Purpose:

Product Features

Digital Banking

Npp Enabled

Product Eligibility

Natural Person

Min Age - 18.

Residency Status - Must Be An Australian Resident.

Bank Fees and Charges

Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration.

Document Preparation Fee (Upfront), Amount: 120.00. Additional Information: Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.

Limitations & Restrictions (Constraints)

Max Limit of 100000.00