Unsecured Personal Loan
RACQ Bank wants to give you more freedom when it comes to your personal finances. It doesn’t matter if it’s a wedding, holiday or even a boat, when it comes to getting more from your personal loan, trust RACQ Bank and reach your goals sooner.
Category: Personal Loans Last Updated January 29, 2025 Effective April 14, 2025
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Available for new lending only and not available for debt consolidation purposes.
Interest Rate
9.99% PA
9.99% PA
Comparison Rate
10.16%PA*
10.16%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, VARIABLE, 9.99%
- Lending Rate Type: Variable
- Interest Rate: 9.99%, Comparison Rate 10.16%
- Repayment Type: Principal And Interest
- Loan Purpose:
Product Features
- Npp Enabled
- Digital Banking
Product Eligibility
- Natural Person
- Min Age - 18.
- Residency Status - Must Be An Australian Resident.
Bank Fees and Charges
- Default Enforcement Expenses (Variable), Amount: Not Listed.. Additional Information: May apply if enforcement services are required as part of default administration.
- Document Preparation Fee (Upfront), Amount: 120.00. Additional Information: Document Preparation Fee includes document generation, distribution of documents, verification of documents and verification of search requirements.
Limitations & Restrictions (Constraints)
- Min Limit of 3000.00
- Max Limit of 60000.00
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